I have never loaned anyone anything here. Not that there arent a few that i would if asked directly but when someone is asking in chat i wont respond. But id like to think with the way i treat people that if i needed to someone would loan to me. Not that im going to ask just sayin.. I dont like borrowing in real life unless i absolutely have to(cause of no work)but i pay back with interest. My only advice is if you dont see these people in chat alot then dont loan to them.. if they are constantly begging dont loan but if you do its at your own risk of not being paid back but there does seem to be some good hearted people here who are willing to help street peddlers out//