I thk best offers to get points are trial offers that offer free 2 week or 1 week trials such as hulu, red box, credit reports and stuff. Those u sign up using credit card which they dont charge if you cancel your membership in the time they said. some give u a week some give u 2 weeks. but as long as u cancel you dont get charged. if u forget to cancel then yes u do get charged whatever the fee is monthly.