Chris Ferguson, where do I even begin? Yes, I remember his little challenge and yes, I remember there little acadamy. He is a very LITTLE PERSON. He pretends to be nice and Mr. Shy to your face. But soon as the door closes he is one of the most unscrupulous people you will never know!!! That is saying something in our industry. Far as the 10k challenge, I wish you luck and patience. You can save yourself about 9 months of gut wrenching play if just deposit $100 and go from there. My advice to you!