Yeah I would get one of the Metabank cards instead. The Netspend All-access Visa is reloadable via WU and it only costs $3.95 no matter how much you load. Also you can load it at some convience stores, locally here in NY you can load it at Cumberland Farms...see the Netspend site for other locations.
Then there is the Upside card, also by Metabank, which you can load with the Greendot reload packs avaialable at a lot of different places. Believe the fee on those is $4.95.
Both are cheaper then WU.