Right. The fact of the matter is, all they can do is seize individual payment processors because the current regulation speaks in regards to processing of payments for gambling activities. By using these 3rd party payment processors, the Poker sites are able to doge a few bullets while the processors take all the risk. It makes it very difficult to get money back and forth, however not impossible.

Same guidelines apply as always:

1) Don't deposit money you don't intend to lose.
2) Withdraw often to avoid losing a large stockpile of money if the worst happens.
3) Treat this like a game, because that's what it is.

The days of relying on poker as a means of serious income are probably over until regulation passes. If you play it to have fun, you should be able to continue to do so.

Good luck and have fun out there!