I'm happy to give you the 15000 pts you gave to your referral. Just first, please return the 27000 pts I've given to you so you could gets some redeems in.

Your referral was banned for several reasons and was given multiple chances, and more importantly I gave you the reasons and you still begged for him to come back. I cannot have "new" members harassing people for loans while they already have loans, and this person had been warned about their conduct already. I've already proven I'm willing to give people 2nd chances (you should understand that), but 3rd chances don't happen.

Anything further you'd like to add, you are free to PM me. This issue is done.