ok coming in late on this

firstly can we get a violin for the not so victimised BPM he seems to think if he spouts enough sob stories we will all let him off

secondly i dont care what bs excuses you use, you have admitted to everyone here that you "helped teach them the site" meaning you logged into these other aliases from your ip thus linked theirs to you'res meaning there is a high chance you could do again

thirdly you default ALOT you have been seen in chat doing trades for points/money when you have WAY more in your account than is needed to pay off the loan maybe one way to solve this in future is to upgrade the WOS to show who the loanee owes points 2, so that if we see a user in default a mod can pm said loaner so they can use the debt collect feature to take any and all points out of the account

lastly you have had not one, not two but three mods comment here that they stand by what was said, thats hefty weight, the background check isnt going to change, and the only reason you dont want people to see the threat level and the aliases is not because its unfair but because it is entirely fair and accurate and you know you wont be able to scam people, normally id argue that scamming and defaulting are 2 different things but borrowing without the intent to pay back on time by deffinition is a scam, you are a high risk member and you should be dealt with caution