i think a great update would be:

ok, well first off, nobody should default but i admit from time to time i do on accident but of course always pay back!

sometimes when i am in default and i have points to repay most of my debt i wish i had a way to pay the person back whatever i have to give at that time.


is there a way we can have a payment plan type situation lol without the plan..just a button we can click that says pay now and it deducts whatever i have in my account.... Debt collector should still be an option of course....