omg wow.. i started reading DAYS post and i got lost,,, but thats just me,, sounded like a lecture at a bank to me,, BUT i know , he knows whats hes taklin bout tho why make so comppplicated tho??i think zab cant be responsible at all, really, if we wanna lend points to people,, its gotta be just our our own risk, B UT like zab said, i do agree, makin a kind of rating system,, woud prollly help, so other s could see whos seems to b e reliable is all too so i guess i,m agreeing with poooofy too tho. just like lending moeny to poeple in poker too, kinda same,, just lend to people u know well, or feell u can trust and hope for the best maybe i can go back and read DAYradins small novel,, hehe,, wehn its daylight and im not sooo tirerd too,,, then itll porlly make more sende and look like english to me thn