I like bpm but will back up no one on long time defaults....I can say bpm is a good and long time loyal member but as in the last 8 months we are lucky to see him on....I really like bpm so not meaning for this to sound bad....he is a good guy in my book and I would loan him anytime I could...but I don't think a bashing thread over a shark loan is something we should tolerate...debt collect and collect insurance....best that can be advised...but I will say if your ever going to put up a loan that big you should ask a mod first...we will let you know how active they are....I hope this gets resolved and gl to both of you.