Alright, I have to dispute this, we made an agreement stating that I would loan him 145 points if he gave me 200 back within 3 hours. I have allowed 5:30 to elapse, with no marketplace open from him, no chatting between him and I, and no private message from him stating why he was unable to pull through, I will request now to get my original 145 points back.

EDIT: HIS NAME IS SNOOPY1290