Dear Zab,

I am getting sick and tired of being berated in the chatbox by players who can't afford to loose the few meager points that they are able to scuffle up. I really feel that there should be a certain amount of points in reserve for every point that is played in the client. If there is a way to set up a system like this so that if someone looses in the client they won't be dead broke, I am all for it.