I loaned one time in loan shark and the player payed me back about 4 hours too late, he did pay me. I think he didn't realize the time was at 6 pm to repay and so he repayed at 10 pm probably thinking he had till midnight. So I left him positive feedback because he did repay just not at the time the loan was made. Simple mistake but players need to realize what time they get a loan and have to remember to repay at that exact time or it will go to default.