Hi everyone,

I was just about to make my first loan today. I saw a potential client with a 100% rating, so I thought it would be a safe loan. However, when I clicked on the link, I noticed that the person had defaulted on one loan already. Needless to say, I did not make the loan. But it does beg the question, how does a person get a 100% rating if he has defaulted on one of his prior loans? Something seems to be amiss here.