I personally dont like these cards. you can get a free one in the mail if you sign up at https://www.netspend.com.

Besides the $5 reload fee these is also a $5 monthly fee. Another bad thing about it lets say i want to buy $10 worth of gas with my netspend card. Well that $10 worth of gas will cost you $12 because netspend charges you a $2 fee EVERY time you use the card.